COMMERCIAL LOAN OFFICE R
THE BANK N.A. is looking for a long term, enthusiastic, outgoing, banking professional who believes in community banking and that outstanding customer service is the #1 priority. This candidate will be responsible for developing client relationships and new business development. The successful candidate will have proven success in commercial lending along with a business development background primarily in a banking environment. Furthermore, this candidate will develop business checking and deposit relationships with customers; and promote business for the bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Qualifications:
• Bachelor’s degree (BA) or equivalent from a 2-year college or university; 5 years related experience and/or training; or the equivalent combination of education and experience.
• Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others.
• Solid Credit analysis skills
General duties and responsibilities:
• Maintain and grow current relationships
• Responsible for developing business, sales, and revenue growth for the bank
• Gather and analyze all information necessary to present a financing request to Loan Committee for approval; meet
with existing or potential customers; visit sites of loans; negotiate loan terms and conditions; approve loans within
established lending limits or refers and recommends acceptance.
• Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs
and conform to bank lending policies.
• Ensure that credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral
positioning are achieved.
• Negotiate, underwrite and process renewals of credit.
• Represent the Bank in various community, civic, and community reinvestment functions to further enhance the
Bank’s image and develop additional business; assist the Bank in establishing and maintaining market position.
The goal of this professional will be to contribute to the continued growth and profitability of the bank by: developing new and enhancing existing customer relationships, increasing bank deposits, and promoting quality loan portfolio growth.
Salary: Commensurate with Experience
Where to apply : Direct website @ or the following URL
Equal Opportunity Employer/Minorities/Female/Veteran/Disability
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